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Financial Literacy: Home

This guide offers a starting point for Foothill College students to learn about personal finances.

What is Financial Literacy?

puzzle pieces with the words financial and literacyImage Source: EpicTop10.com / Flickr

Financial literacy is the ability to understand and effectively use various financial skills, including household budgeting, how to manage and pay off debts, and how to evaluate the tradeoffs between different credit and investment products. -- Investopedia

Introductory Web Resources

Campus Resources

Owl Financial Literacy Workshops

 

Our Financial Aid Office offers students a series of workshops to learn valuable information about important financial concepts, leading to improved financial well-being and a healthy foundation to their relationship with money. To see the schedule visit their Workshops and Events page.

 

Take a class!

Personal Finance Magazines

Streaming Videos

Tutorials

Financial Literacy Starter Kit

More E-books

How to Be a Financial Grownup

Bobbi Rebell, award-winning TV anchor and personal finance columnist at Thomson Reuters, taps into her exclusive network of business leaders to share with you stories of the financial lessons they learned early in their lives that helped them become successful. She then uses these stories as jumping off points to offer specific, actionable advice on how you can become a financial grownup just like them. Financial role models such as Author Tony Robbins, Entrepreneur Ivanka Trump, Shark Tank's Kevin O'Leary, Mad Money's Jim Cramer, Designer Cynthia Rowley, Macy's CEO Terry Lundgren, Zillow's CEO Spencer Rascoff, PwC's CEO Bob Moritz, and twenty others share their stories with you. The book walks you through some of the biggest money decisions you'll make regarding real estate, investing, debt management, careers, friends and money, family finances, and even health and wellness. You're guided by proven examples and given the information you need to make choices that are right for you. How to Be a Financial Grownup will especially appeal to you if you're interested in new ideas to better manage your finances, especially if you're going through life changes where you have to pay more attention to your financial well-being.

Map Your Financial Freedom: Charting a Course Through Adulthood and Retirement

In this ever-changing world of finances, it's good to have a reference book written in easy-to-understand terms that provides the tools to help manage day-to-day money issues. This text is packed with real-world examples and tips to help people make smart and profitable financial decisions.

The Net Worth Workout: A Powerful Program for a Lifetime of Financial Fitness

Are your bills bloated, your savings scrawny, and your investments sluggish and lazy? This book presents a program for prioritizing, goal-setting, and follow-up that will get your finances into shape. Inspired by the author's successful seminar program of the same name, The Net Worth Workout uses a subject that people relate to easily - health and fitness - to make the nervewracking topic of personal finance more accessible. The book helps you develop the discipline and consistency you need to build your financial muscle. The author compares: * Spending with Calorie Intake: Junk spending decreases wealth, while nutritious spending boosts it.* Saving with Muscle Strength: Just as weightlifting builds muscle, smart saving builds financial strength.* Earning with Metabolism: Earning more (whether through higher pay or taking better advantage of benefits) helps maximize the other components of your financial health.* Investing with Cardiac Fitness: The heart of lasting financial health, investing increases the long-term effectiveness of the other components and ensures a robust financial life.The Net Worth Workout shows you how to follow a manageable, consistent regimen that will help ensure a healthier financial future - all while hardly breaking a sweat." "

Map Your Financial Future: Starting the Right Path in Your Teens and Twenties

If you're like many young people, you feel lost when it comes to managing money. Your parents and schools left that lesson out. No one handed you a map to avoiding disaster, recovering from missteps and finding financial freedom. Until now. Written for teens and those in their 20s, Map Your Financial Future shows you the path to making smart money choices. In this book, you learn how to: Develop a budget with room for fun.Pump up your savings.Master credit.Dodge bankruptcy and identity theft.Spot scams.Find your dream job.Launch a business.Relax during retirement. From the first page, you'll get straight talk about money written by someone who has been there. Patrick Lyons, an 11-year veteran in the investment industry, shares tips, definitions and lessons that clear up the mystery of money and help you claim the financial future you deserve.

The FinancialVerse: : A Common Sense Approach For Your Money

MOST PEOPLE live in a world of financial anxiety and stress. In most cases, they don't fully understand what decisions they need to make and where to get help making these decisions. â The FinancialVerse - presents in a straight forward, easy to read style - what the reader can expect at each stage of their financial lives and offers ideas and resources to assist decision making. â The FinancialVerse is made up of the knowledge, decisions, resources, risks, and tools that an individual encounter in life's financial journey. âThe book has been written to help people reduce their levels of financial anxiety and stress. Authored by financial services leader Harry N. Stout, The FinancialVerse provides a much-needed roadmap of what to expect in our financial lives. â is starts in our Adulting Stage, to working in the Striving Stage to the final or returning Stage of Fulfilling life. Harry acts as your guide and spells out, in a very understandable way, what the risks, opportunities and key decisions the reader will need to make as they move through each stage. He explores what it is like to make decisions influenced by today's technology, economic trends, and work opportunities. Harry believes that most people, regardless of their family's economic background and level of education, do not fundamentally understand the key financial decisions and risks they will face in life. He believes improved financial education and literacy are needed as our lives become increasing more complex driven by technological innovation.

Personal Financial Planning

Make a better life using proven skills of financial planners. Set short and long term goals, protect what you have, and get a sense of security. Author Michael Griffin, a CPA, CMA, CFM (Certified Financial Manager) and ChFC (Chartered Financial Consultant) who has worked in every facet of accounting including professor, shares the most valuable knowledge (through experience) in a concise and thorough 6 page laminated guide designed to offer life changing guidance for a ridiculously low price. He feels as we do at BarCharts Publishing that everyone should have the tools to succeed. 6-page laminated guide covers: Objectives Process of Personal Financial Planning Saving & Investing Investment Funds (Stock & Bond Funds) Managing Investment Risk Working with Advisors Retirement Planning Insurance Income Tax Return Preparation & Planning Estate Planning Personal Financial Recordkeeping Debt Consolidation Review Your Plan & Progress Toward Goals Maintain a Solid Credit Rating Home Mortgage Process  

Your Nest Egg Game Plan: How to Get Your Finances Back on Track and Create a Lifetime Income Stream

Phil Fragasso has spent more than 20 years in the financial services industry and currently serves as president of I-Pension LLC, an innovative registered investment advisory firm. His diverse experience has once common element: a focus on translating complicated subject matter into language that is simple and understandable. He lives in Wellesley, Mass. Craig L.Israelsen, PhD, is an associate professor in the school of family Life at Brigham young University, where he teachers Personal and Family Finance. He Holds a Phd in family resource management. He is a principal at Target Date Analytics, www.TDBench.com, and is the designer of the 7Twelve Portfolio, www.7Twelve Portfolio.com.

Financial Bliss: A Couple's Guide to Merging Money Styles and Building a Rich Life Together

All couples have their own complex relationship with money: how they organize and pay their bills, how they balance their checkbook, and most importantly, how they spend and save their hard-earned dollars. Furthermore, arguments over money are the number-one cause of divorce. In Financial Bliss, readers will find out how they can get the most out of their lives together by understanding each other's financial tendencies, communicating effectively, and charting a course for the future. Couples will learn how to: * prepare for milestones like buying a house, starting a family, financing their children's education, and building their retirement * match their own tolerance for financial risk with their partner's * reach decisions about money in a realistic, non-confrontational, constructive way Combining eye-opening stories of real-life couples with simple yet powerful self-assessment quizzes, Financial Bliss is a necessary guide that helps smart couples solve their money issues and get set for life." "